Home insurance may cover the expense after some roof damage. Still, you can usually count on an additional insurance payment whenever your roof has to be replaced or repaired. Certain types of roof damage covered by an insurance policy will depend significantly on the reasons why your roof has to be repaired or replaced, as well as the terms of the insurance policy. Common roof damage frequently covered by insurance policies includes falling trees, hail, wind-borne debris, snow, ice, and clogs. In addition, damage resulting from “acts of God” such as a hurricane, tornado, blizzard, or earthquake is often covered.
When roof damage resulting from weather causes such as hurricanes, tornados, or storms is the problem, your roof repair service can often come to your rescue. Roofing Contractor Indianapolis can inspect your roof and ensure it’s secure and sound for protection from the elements. The extent of the damage is an essential factor in deciding whether or not roofing replacement or repairing is the correct route. If the extent of the roof leak is limited to just a few shingles, then you may decide to repair the leak at the roofing shingle level instead of replacing the entire roof.
When roofing contractors are brought in to assess the extent of the damage, they will typically suggest either roof repair or replacement, depending on what is damaged. Roofing repair can often be more affordable than roofing replacement, significantly if shingles are damaged and detached. For example, detached shingles might be sold separately at a reduced cost than replacing the entire roof.
Another reason that roofing contractors recommend roof repairs and replacements is if the condition of your roof is causing you to spend a lot of money on energy bills. It is common knowledge that shingles add to the weight and complexity of a roof and can cause it to decay when left alone. In fact, without proper maintenance, a single shingle can cause the entire roof to collapse. If this does happen, it is likely that you will receive a significant fine by your local power company. This will force you to pay a substantial amount in fines and fees as well as to invest in a new roof.
One thing that can cause hail damage to a roof is excessive wind. As a matter of fact, severe wind can be one of the main causes of roof damage. As the speed of the wind increases, so does the weight and strength of the roof materials. When the strength of the roof materials is exceeded by the wind, a great deal of stress is placed on the roofing materials which can cause them to break down over time.
Leaks are another problem that can occur to a roof without warning. While hail damage is certainly not a good sign, leaks are usually caused by issues with moisture infiltration which is often a precursor to decay and leaks. If you find leaks on your roof, you should make sure to follow up with roof repair in order to prevent further damage. This can be especially problematic if you have an asphalt shingle based roof since it can be very difficult and expensive to replace such a roof in the event of significant leakages.
As a rule of thumb, it is important to hire a reputable roofing inspection service in order to properly inspect your roof for problems. These inspection services typically employ a qualified and licensed roofing inspector who is familiar with the type of materials that are used to manufacture your home’s exterior. These inspectors are also trained to detect various types of problems that may be present, allowing you to quickly and effectively correct such issues before a hail storm occurs.
There are numerous roofing inspection services to choose from. Most offer both visual inspections and physical examinations of your roof. Of course, you should choose an inspection service that is licensed and qualified to perform such inspections. In addition, the service should be able to offer an immediate repair solution if a problem is detected. The most skilled inspectors will also be able to offer you a free estimate on repairing your roof. Therefore, you need to take some time when investigating the various options that are available to ensure that you select a roofing service that will effectively serve your needs.